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We are constantly bombarded by assortments ads, billboards, and commercials promoting different varieties of insurance coverage. But why is insurance that important? Insurance is created to provide for many types of claims depending of the type of protection that has been applies. Insurance can be an effective asset in protecting our cars, homes , belongings, and physical health; despite its seemingly high price. Law mandates some types of insurance, while others can be payed for in addition. An experienced insurance agent can review your best choices concerning prices and coverage. farmers insurance st charles il