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We are constantly bombarded by assortments ads, billboards, and commercials selling different forms of insurance. But why is insurance so important? Insurance is established to work for many types of claims depending upon the form of protection that has been applies. Insurance can be an effective resource in protecting our automobiles, houses, possessions, and physical health; despite its relentlessly high cost. Law mandates some types of coverage, while others can be bought in addition. An experienced insurance provider can review your best choices concerning rates and coverage. farmers insurance salem or