Car Insurance
If you've been in a car collision, you understand the importance of having auto insurance. All states mandate purchasing at least basic liability coverage. This protects you from having to pay for damages or injuries you cause to others in an accident. There are several other types of vehicle insurance with different degrees of coverage. Medical payments coverage covers medical expenses for anyone traveling in your vehicle. There is also uninsured motorist coverage that protects you from drivers with little or no insurance. Being familiar with all your insurance options and selecting the appropriate coverage can save you money and help protect you and your family in case of an accident.
Home Insurance
Owning a home without insurance can be very dangerous. If your home is damaged or destroyed by flood, fire, or some type of natural disaster; you will be responsible for the complete cost of rebuilding your home. Purchasing home insurance can replace your personal possessions or protect you if you are responsible for damage to another person's property or an injury sustained on your property. Along with that, you could also receive coverage to handle court fees and food and lodging if you have to leave you home. Meeting with an insurance agent can help you determine which type of insurance best fits your life and budget.
Renters Insurance
Renters insurance is designed to protect the possessions of a renter in the situation that they are stolen, damaged, or destroyed. This insurance can also provide for liability or medical expenses if the renter is responsible for injury and damages that happen in their home or apartment. Renters are at the mercy of several outside forces, such neighbors, guests, and burglars that can cause problems that are not covered by the insurance of the owner. If you are a renter, contact an insurance agent today and discuss your options in renters insurance.
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